Financial Goal Calculator

Quickly find out how much to invest today or monthly to reach your net target, including fees and taxes.

Enter desired net amount at period end.
Estimated gross annual return.
Fees and management costs (TER, other costs in %...)
Investment duration in years.
One-time upfront investment.
Capital gains tax rate.

Choose Your Investment Plan

Frequently Asked Questions

How does the calculation work?

The calculator computes an effective annual return by subtracting annual costs from the annual rate, then compounds monthly to determine required amounts.

Who should use this tool?

Anyone planning lump sum or systematic investments, factoring in fees and taxes, without registration.

Assumptions & Limitations

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Effective Rate of Return: annual costs are subtracted from the rate, and all computations use this effective rate.
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Constant Returns & Costs: assumes a fixed effective rate compounded monthly, though real returns and costs may vary.
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End-of-Term Taxation: a one-time tax on total gains at period end simulates full position sale; laws vary by jurisdiction.
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No Dividend Tax: excludes dividend taxation; only capital gains tax is modeled.
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Simplified Calculations: steps are streamlined for immediate estimates; actual outcomes may differ.